Asking about tire wear and then thinking the one you got might not be the good one or just looking for easy refresh?
First, I'm a firm believer in using the best cartridge you can afford and understand it is a cost of doing business...electricity, wear on tape heads, wear on styli and such just gotta be paid for to have the enjoyment of great tunes.
Second, stylus wear is easily determined...with the proper test equipment, a stylus microscope and a trained observer. When a stylus is audibly worn folks say it is already past the point of possibly damaging the grooves. More when someone uses to little tracking force. You might find a local Hi-Fi store that has a stylus microscope...oh sorry, I live within 12 miles of a dealership so equipped and there are others in the area, brick and mortar stores but I don't know if they have scopes or not. I need a scope, I learned to read styli back in the day at the store where I worked.
I haven't heard the SMMC-2 but I suspect it is a most excellent sounding nail. The one B&O I heard in that line was nice worth a retip.
Then we get to the cost of the stylus wear. At a 1000 hours, kinda long but not out of the realm of possibilities, a really nice cartridge might cost the owner a buck per album side. This ranges from nothing (for a cartridge I would not want to have) to about 5 bucks for some of the most expensive cartridges. But those really expensive ones can be refreshed for half a grand or less for a great new nail. It won't be the exact same sound as a new cartridge (usual way a manufacturer will 'retip' a non-replaceable stylus for half of original cost) but it will be very good sound. So get a great cartridge and wear it out and then get it retipped by the folks around the world that do this for any number of brands.
So yes there is a way to determine stylus wear, using a dedicated microscope
and
No don't send the B&O back unless you insist on an easily replaced stylus and some MM cartridge.