Joe: It's good to hear of other members' experiences. The phono stage is very important to me as I prefer to play vinyl more than 75% of my listening time. I acquired a PS Audio IV Stereo Preamplifier for just a nickel shy of $20. I bought it thinking it might be something more than just an ordinary preamplifier. It has a separate box which is the High Current Power Supply which attaches by a cord to the back of the preamplifier with a locking keyed connector. PS Audio took this step to improve the musical accuracy of the preamp.
Cartridge loading is flexible by removing the top cover from the unit and inserting appropriate resistors in the gold sockets for left and right channels. I have a few resistors to begin experimenting with cartridge loading and I hope I will be pleasantly surprised with the results.
Nando.